MICHAEL P. RAFFERTY

Michael P. Rafferty

Director

Michael P. Rafferty has served on the Triumph Financial, Inc. (Nasdaq: TFIN) Board of Directors since 2014 and serves as Chairman of the Audit Committee. He has also served on the Board of Directors at TBK Bank, SSB since 2023.

Mr. Rafferty was a member of the public accounting firm Ernst & Young LLP from 1975 until 2013, was admitted as a Partner of the Firm in 1988, and served as the Audit Practice Leader for the Southwest Region from 2004 to 2013. During his career with Ernst & Young, he primarily served clients in the financial services and healthcare industries. Mr. Rafferty graduated with a Bachelor of Science in Accounting from the University of New Orleans. Mr. Rafferty is a Certified Public Accountant and is licensed in Texas and Louisiana. He also serves as a member of the Board of Directors and on the Audit Committee (as Chair) and the Compliance and Ethics Committee of MoneyGram International, Inc. (Nasdaq: MGI), a position he has held since 2016.

Mr. Rafferty’s extensive experience in the financial services industry qualifies him to serve on our board of directors.

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